Fractures, or broken bones, are serious injuries. They require emergency medical detention and usually take weeks to heal. Despite the inconvenience of immobilization during recovery, a full recovery is likely. Unlike more catastrophic injuries, fractures usually respond well to modern medical treatments. In many cases, a simple fracture might only cost a few thousand dollars to treat.
If the person with the broken bone is a young child, the total medical expenses might be far higher than parents initially anticipate. Why might a child’s fracture cost more than a similar fracture in an adult?
Specialized medical care
Pediatric trauma services tend to be more costly than medical care for adults with similar injuries. Pediatric specialists generally have higher malpractice insurance premiums to cover and require more specialized training than general practice physicians, allowing them to charge a premium for their services.
The risk of developmental consequences
The fracture has the potential to cause more serious damage to a young person than an adult. Specifically, the trauma may damage the growth plate of the bone.
Without appropriate medical interventions, a growth plate fracture can result in uneven development and significant future medical challenges.
As a closing note, a child’s serious injury could also trigger a reduction in household income. One parent may need to take time off work to act as their caregiver or transport them to medical appointments.
Those handling the aftermath of a child’s car crash injuries likely need assistance estimating their losses and evaluating their options for financial compensation. Consulting with a motor vehicle collision lawyer can help concerned parents to better ensure that their children receive the care they require after a crash.