If you’re injured on the job in New Jersey, filing a workers’ compensation claim can help cover medical costs and lost wages. The process is straightforward but requires specific steps to ensure your claim is approved and processed without unnecessary delays.
Report the injury to your employer
As soon as you’re injured, inform your employer immediately. You must report your injury within 14 days, but the sooner, the better. This gives your employer the opportunity to report the injury to their insurance company and begin the claim process. Be clear and detailed about how the injury occurred.
Seek medical attention
Once you’ve reported the injury, seek medical treatment right away. New Jersey allows you to choose your treating doctor, but for the first 30 days, your employer may require you to see a doctor from an approved list. Make sure all treatments are documented to support your claim.
File a workers’ compensation claim form
In New Jersey, the claim process starts with filling out a formal workers’ compensation claim form (known as an “Employee’s Claim Petition”). This form should be submitted to the New Jersey Division of Workers’ Compensation. You’ll need to include details about your injury, medical treatment, and lost wages.
Follow up and attend hearings
After you file your claim, the insurance company may request additional information. You might need to attend hearings to resolve any disputes over your benefits. This could include whether your injury qualifies for compensation or the amount you’re entitled to. Attend all hearings and cooperate with any further investigations.
Know your rights
New Jersey law protects your right to file a workers’ compensation claim without facing retaliation. If you’re uncertain about the process or face challenges along the way, you can request assistance from the Division of Workers’ Compensation to ensure your rights are upheld.
Filing a workers’ compensation claim in New Jersey requires timely action and attention to detail. By following the right steps, you can secure the benefits needed for your recovery.