Being involved in a hit-and-run accident can leave you feeling overwhelmed and unsure of what to do next. Knowing the proper steps to take can protect your rights and help you handle the situation effectively.
Stay calm and check for injuries
The first thing you should do is stay calm and check yourself and others for injuries. If anyone needs medical attention, call emergency services right away. Your safety and the safety of others come first. Avoid moving anyone who is seriously injured unless they are in immediate danger.
Document the scene and gather information
Try to write down everything you remember about the accident, especially details about the fleeing vehicle such as its color, make, model, and license plate if possible. Take photos of the scene, your vehicle’s damage, and any skid marks or debris. This evidence can help police in their investigation and assist your insurance claim. Also, if there are witnesses, ask for their contact information.
Report the accident to the police
Contact the police immediately to report the hit-and-run. Provide them with all the details you collected. Getting an official police report is important for insurance claims and any legal steps. The police may also put out alerts to help locate the responsible driver.
Notify your insurance company
Report the accident to your insurance company as soon as possible. Provide them with the police report number and any documentation you have. Your insurer can guide you through the claims process and explain coverage options. In some cases, uninsured motorist coverage may apply if the other driver is not found.
Follow up on the investigation
Stay in touch with the police for updates on the investigation. Sometimes, hit-and-run drivers are found through surveillance footage or witness tips. Cooperating fully with law enforcement can help bring the responsible party to justice. Keep your insurance company updated with any new information.
Hit-and-run car accidents can be stressful, but taking these steps helps protect your interests and moves the process forward. Being prepared and informed gives you more control in a difficult situation.