Rideshare services like Uber and Lyft have become popular, but they also come with unique risks. If you are injured in a rideshare accident caused by a negligent driver, it’s important to understand your rights. Here’s what you need to know.
Determining fault in a rideshare accident
In a rideshare accident, the first step is to determine who is at fault. If the rideshare driver was negligent, such as speeding or running a red light, they may be responsible for the accident. However, the situation can be more complicated when other parties are involved. For example, another driver may have caused the accident. In this case, the rideshare company’s insurance might be involved, or the other driver’s personal auto insurance may cover damages.
Your rights to compensation
If you’re injured due to a negligent driver in a rideshare accident, you have the right to seek compensation. This can include medical bills, lost wages, pain and suffering, and other related expenses. If the rideshare driver is at fault, their insurance should cover your injuries, but the extent of coverage can depend on the driver’s status during the trip (active or inactive on the app).
How insurance coverage works in rideshare accidents
Rideshare companies provide liability insurance for their drivers, but the coverage can vary based on the situation. When the driver is logged into the app but hasn’t yet picked up a passenger, the coverage may be limited. Once the driver accepts a ride and is actively transporting a passenger, their liability coverage should be higher. In some cases, if the driver is uninsured or underinsured, the company’s policy may cover you as a victim of the accident.
Seeking legal help after a rideshare accident
If you’re injured in a rideshare accident, you should contact a personal injury lawyer. They can help navigate complex insurance policies and ensure you get the compensation you deserve.